What Is a Structural Integrity Reserve Study (SIRS)?
A Structural Integrity Reserve Study (SIRS) is a legally required subset of a reserve study, introduced through Florida Senate Bill 4-D and further refined by House Bill 913. It is specifically designed for buildings with three or more habitable stories and focuses on critical structural systems that directly affect safety and long-term building integrity.
Purpose and Scope
The primary goal of a SIRS is to ensure associations properly allocate funds for critical structural components such as:
- Roofs
- Structure, including load-bearing walls and other primary structural members and primary structural systems
- Fireproofing and fire protection systems
- Plumbing and electrical systems
- Waterproofing and exterior painting
- Windows and exterior doors
- Any other item that has a deferred maintenance expense or replacement cost that exceeds $25,000 or the inflation-adjusted amount, whichever is greater, and the failure to replace or maintain such item negatively affects the other SIRS components.
These components must be visually inspected by a credentialed reserve specialist or a licensed engineer or architect. The findings must then be used to generate a funding plan that ensures these elements are fully reserved for—without allowing the fund to fall into deficit.
Florida law requires that:
- A SIRS be completed every 10 years
- Boards cannot waive or reduce contributions to SIRS components
- An affidavit be signed confirming the board has reviewed the SIRS
- SIRS results be reported to the DBPR and stored digitally for owner access
Edge Realty Advisors’ Role
We provide full SIRS inspections and reports tailored to your specific building. Our team understands both the engineering and legal dimensions of SIRS compliance. We also help translate the results into usable financial plans that support responsible budgeting and timely communication with unit owners.