Insurance Appraisals for HOA & Condominiums
USPAP-compliant insurance appraisals for condominiums and homeowner associations across Florida.
Meeting Florida Statute Requirements for Insurance Appraisals
Florida Statute §718.111(11)(a) requires that condominium associations maintain adequate property insurance, and that the coverage amount be “based on the replacement cost of the property to be insured as determined by an independent insurance appraisal or update of a prior appraisal, performed at least once every 36 months.”
At Edge Realty Advisors, we specialize in helping associations meet these requirements with clear, compliant, and defensible reports.
Our HOA and condominium appraisal services include:
– Building-by-building replacement cost analysis
– Site and amenity coverage assessments
– Cost breakdowns for clubhouses, garages, and other shared structures
– Conformance with USPAP and Florida Statutes
We deliver reports in formats accepted by all major insurance carriers and community association managers.
Relying on outdated or uncertified “estimates” can leave an association severely underinsured. With Edge Realty Advisors, boards and property managers gain peace of mind knowing their coverage levels are backed by credible data and professional certification.
Our team has completed countless association insurance appraisals throughout the state—from coastal high-rises to inland communities. Each report is tailored to the property’s unique construction, materials, and location risks.
Our USPAP-compliant reports exceed insurance underwriting requirements and provide clarity to boards, owners, and insurers alike.
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Request an Insurance Appraisal Proposal Today
Managers and board members rely on us to deliver not just compliance—but clarity. From technical accuracy to presentation readiness, we help you prepare with confidence.